Sustainable Living
Financial Help — Grants, Loans & Assistance
Real programs for rural Florida families, landowners, and small farms.
Federal, state, and nonprofit programs exist specifically for rural households, small farms, and homesteaders in places like Montura. Most go unused because nobody knows about them. This page collects the legitimate ones — no payday loans, no scams.
Hands-on training
Sign up for the How to Get Funds for Your Hobby Farm class
Grants, USDA loans, and local assistance programs for landowners.
USDA Rural Development
Single Family Housing Direct & Guaranteed Loans (low/no down payment for rural buyers), home repair grants for low-income seniors (Section 504), and Rural Energy for America Program (REAP) grants for solar and efficiency upgrades on agricultural land.
Small Farm & Conservation Programs
USDA NRCS Environmental Quality Incentives Program (EQIP) cost-shares fencing, wells, irrigation, and cross-fencing for working land. FSA microloans up to $50,000 for beginning farmers. Local Soil & Water Conservation Districts run additional cost-share programs.
Energy Assistance
LIHEAP (Low-Income Home Energy Assistance) and Weatherization Assistance Program help with utility bills and home efficiency. Glades Electric Cooperative also has hardship and energy-saving programs for members.
Food & Family Support
SNAP, WIC, and the Florida KidCare children's health insurance program serve eligible rural families. Local food pantries and church networks fill the gaps.
Credit & Budgeting
Free, non-profit credit counseling (NFCC-accredited) and the coalition's Build Credit page cover repair strategy, dispute letters, and avoiding predatory lenders.
Helpful Links
Have information to add to this page? Email hello@monturacivic.com